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Notes and Quotes from As a Man Thinketh Source: Amazon https://www.ricklindquist.com/notes/how-to-be-a-capitalist-without-any-capital monthly 0.5 2021-04-22 https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1607286882115-W144RJJV0RLEJ07DE667/how+to+be+a+capitalist.jpg Notes - Notes and Takeaways from How to Be a Capitalist Without Any Capital by Nathan Latka Source: Amazon https://www.ricklindquist.com/notes/random-notes-on-wisdom monthly 0.5 2021-04-22 https://www.ricklindquist.com/notes/notes-and-takeaways-from-on-writing monthly 0.5 2021-04-22 https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1606116364397-H4JYQACZ1VJCY00VC08R/On+Writing.jpg Notes - Notes and Takeaways from On Writing by Stephen King Source: Amazon https://www.ricklindquist.com/notes/make-your-bed monthly 0.5 2021-04-22 https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1604907783386-3YTBD85E28IP3YMWR02Q/make+your+bed.jpg Notes - Notes and Takeaways from Make Your Bed Source: Google https://www.ricklindquist.com/notes/random-notes-on-burnout monthly 0.5 2021-04-22 https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1601276389469-LAW5VGZZ2OU1KSUX6BAF/burnout_assessment.png Notes - Random notes on "burnout" Source: Tomasz Tunguz https://www.ricklindquist.com/notes/the-infinite-game monthly 0.5 2022-04-25 https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1600073076116-1CUEU1NQNC3PYC7E4V2L/The+Infinite+Game+Cover.jpg Notes - Notes and Takeaways from The Infinite Game Source: Amazon https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1600073109423-Z278DXA6SV5IBZEKS1PW/simon+sinek+headshot.jpg Notes - Notes and Takeaways from The Infinite Game Source: SimonSinek.com https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1600073601303-F2G9M71RCI2USUVGRUT9/Performance+vs+trust.PNG Notes - Notes and Takeaways from The Infinite Game Source: The Infinite Game https://www.ricklindquist.com/notes/how-to-win-friends-and-influence-people monthly 0.5 2021-04-22 https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1599474616797-5TLEJS7YSOQSYKDYURDC/how+to+win+friends+and+influence+people.jpg Notes - Notes and Takeaways from How to Win Friends and Influence People Source: Amazon https://www.ricklindquist.com/notes/why-you-should-become-internet-famous monthly 0.5 2021-04-22 https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1598800154378-OB73XWO4UNLPIN7HNHFE/patio11.jpg Notes - 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Notes and Takeaways from Obviously Awesome Source: Obviously Awesome https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1596422344634-LMG5PQ5D6L8A9ZBGFE3A/positioning+canvas.png Notes - Notes and Takeaways from Obviously Awesome Source: April Dunford https://www.ricklindquist.com/notes/random-notes-on-the-problems-with-2020-us-economy monthly 0.5 2021-04-22 https://www.ricklindquist.com/notes/the-success-of-nonviolent-civil-resistance-by-erica-chenoweth monthly 0.5 2021-05-05 https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1590977944402-V2MI1IQB819TA9PPRDK4/erica+chenoweth.jpg Notes - Notes and Takeaways from The Success of Nonviolent Civil Resistance Source: TED https://www.ricklindquist.com/notes/the-power-of-vulnerability-with-bren-brown monthly 0.5 2021-05-05 https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1588364129537-V886GFLRKCE5DU1XDY6L/brene+brown+ted.jpg Notes - Notes and Takeaways from The Power of Vulnerability with Brené Brown Source: TED https://www.ricklindquist.com/notes/developing-the-leader-in-you-with-john-maxwell monthly 0.5 2021-05-05 https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1587958273771-YHII97TDR10B3EX9E15L/the+knowledge+project.png Notes - Notes on Developing the Leader in You with John Maxwell by the Knowledge Project Source: fs. https://www.ricklindquist.com/notes/building-a-psychologically-safe-workplace-via-tedx monthly 0.5 2021-05-05 https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1587345370803-2M00SXXBW7RPUH0XGDG5/amy+edmondson.jpg Notes - Notes on Building a Psychologically Safe Workplace via TEDx Source: TEDx https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1587345238362-L5KMFP420CDPPMSBIA6G/psychological+safety+matrix.gif Notes - Notes on Building a Psychologically Safe Workplace via TEDx https://www.ricklindquist.com/notes/ego-is-the-enemy-by-ryan-holiday monthly 0.5 2023-01-29 https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1586744809343-C2JMQYMYVB57LQMEGT19/ego+is+the+enemy+cover.jpg Notes - Notes and Takeaways from Ego Is the Enemy https://www.ricklindquist.com/notes/inside-the-mind-of-a-master-procrastinator-via-ted monthly 0.5 2022-09-13 https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1585537487145-TMUI2Q2Y4HV1OQ9U7LFR/Ted+urban+ted+talk.jpg Notes - 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Notes on the difference between winning and succeeding by John Wooden via TED Source. 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May Not Approve The president of Zane Benefits, Rick Lindquist, 29, said Zane’s plan did not violate the prohibition on limits because premiums were not an essential health benefit. “We’ve designed an arrangement that takes into account the guidance, and complies with the statutes and regulations as written,” he said. https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1539901132500-SM6YT9A22H19GABJC7HL/The+End+of+Employer-Provided+Health+Insurance+The+Solution%E2%80%94Employer%E2%80%93Funded.PNG Press - The End of Employer-Provided Health Insurance: The Solution—Employer–Funded Individual Health Insurance Rick Lindquist is president and CEO of Zane Benefits, an online provider of individual health insurance reimbursement for small businesses. https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1539899826041-R5C1XPKLX5P3CKYFM4LE/Two+Firms+Stymied+By+The+IRS+-+One+Went+To+Market+The+Other+Went+To+Congress.PNG Press - Two Firms Stymied By The IRS: One Went To Market, The Other Went To Congress Lindquist said recently that his company didn't pursue a legislative solution initially because "the tax code has allowed small businesses to reimburse employees tax-free for individual health insurance for decades. Legislation was not required to clarify this issue and we expected clarity to come via regulation." Since the first bill was introduced, though, "we've had representation up on the Hill, educating legislators. We've invested heavily in driving awareness across the small business communities." https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1539900602270-SQ5KG2ODJ5J8MT79LU8K/Is+the+Supreme+Court+about+to+gut+Obamacare..PNG Press - Is the Supreme Court about to gut Obamacare? "What's so strange about this situation is there isn't anything a consumer can do except wait and see," said Rick Lindquist, chief executive of Zane Benefits, an online provider of health insurance reimbursement for small businesses. "Congressmen and women are waiting to see what will happen before introducing legislation. Employers are waiting before modifying plans." https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1539814095522-0BRQN38AWPKHY3EPXM4M/Netflix-Like+Recommendations+May+Be+in+Store+for+Workplace+Benefits.PNG Press - Netflix-Like Recommendations May Be in Store for Workplace Benefits Doesn’t everyone just put a big chunk of their allocation toward health insurance Commonly, yes, but not everyone, explains PeopleKeep CEO Rick Lindquist, who is also the author of The End of Employer Provided Health Insurance. “Health is by far most popular use case for this,” he says, “But if you just want to use this money for medical expenses? That’s up to you.” Some people might have health insurance coverage through a parent, spouse or Medicare. Others may just not believe they need it, or may not believe in it, period, choosing instead to pursue strictly alternative medicinal therapies. https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1539900769783-EI9L8MFP875CAWM779OH/Say+goodbye+to+employer-provided+health+insurance.PNG Press - Say goodbye to employer-provided health insurance Could employer-provided health insurance be going the way of employer-sponsored pension plans? Rick Lindquist, president of Zane Benefits, which specializes in individual health insurance reimbursement for small businesses, says: Not only could it happen; it’s happening already. https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1539901333084-G6O7LW55SVIEQK67V0AZ/Defined+Contribution+Health+Benefits+the+Future.PNG Press - Defined Contribution Health Benefits the Future? “By 2025 the majority of businesses will have gotten out of health insurance,” predicts Rick Lindquist, president of Zane Benefits and co-author of The End of Employer-Provided Health Insurance: Why It’s Good for You, Your Family, and Your Company. “Over the next three years the majority of small businesses will get out.” https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1539814122362-F0B8TZZVEX8UNYF4M7MU/Rethinking+Healthcare+for+Small+Business.PNG Press - Rethinking Healthcare for Small Businesses “We need to blow up the employer model and get consumers buying individual health insurance, and if we want to give them federal tax credits, then great,” suggests Rick Lindquist, CEO and president of Zane Benefits and the author of The End of Employer-Provided Health Insurance. https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1539814398317-RN9ODZWDVJBOUVYYP4FZ/Door+Is+Open+for+HRAs+To+Make+a+Comeback.PNG Press - Door Is Open for HRAs To Make a Comeback Another possibility is that the small employers not now offering coverage might start offering HRAs, so more Americans will have health insurance. That’s what Rick Lindquist, CEO and president of Zane Benefits and an HRA fan, thinks will happen. “We’ve got about 3 million small businesses that don’t participate in the employer-based health care system because it’s become too expensive for them,” says Lindquist. “The HRA will produce more demand on the insurance market with less price sensitivity” by adding customers with employer-provided money in their pockets, he argues. https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1539814729027-N0K751HAN3XYV615HWQD/Your+Employer-Provided+Health+Care+Could+End+With+The+GOP%27s+Plan.PNG Press - Your Employer-Provided Health Care Could End With The GOP's Plan Removing the mandate is a very big deal, said Rick Lindquist, co-author of The End of Employer-Provided Health Insurance and CEO of Zane Benefits, which assists small companies in providing benefits packages to employees. No longer requiring companies to provide insurance would be the beginning of the end of health coverage tethered to our jobs, he told HuffPost. Lindquist predicted that by 2025, 90 percent of the nation’s employers will no longer offer workers health insurance. And telling those companies that they don’t have to offer this benefit is where it begins. https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1539899604847-HXLDU8BVBJVJEKHN0U3A/Congress+Eliminates+Huge+Penalties+On+Small+Employers%27+Health+Insurance+Reimbursement+Arrangements.PNG Press - Congress Eliminates Huge Penalties On Small Employers' Health Insurance Reimbursement Arrangements The difference between an EPP and an HRA will largely become one of semantics and formality. While an EPP is still problematic, an HRA can be "set up" with little problem. I spoke with Rick Lindquist, President and CEO of Zane Benefits, a leading technology company that provides small business with HRA administration software, and he clarified the difference between an EPP and an HRA under the 21st Century Cures Act with an example. https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1539900370161-DZVJL1YJ91M6PSUT9BCW/Small+employers+expected+to+offer+HRAs+after+new+Act+passed.PNG Press - Small employers expected to offer HRAs after new Act passed Small businesses were “scared about giving employees money for health insurance for fear of any fine,” explains Rick Lindquist, president and CEO of Zane Benefits, who says the fines were up to $100 per employee, per day. “What this bill has done is give 100% regulatory clarity for this. It is basically saying, it is 100% clear that small businesses can give employees money tax-free to buy a health insurance policy." https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1539901497343-LO0AS7QZ33PNL3ULJ85Y/10+common+questions+employees+have+about+benefit+options.PNG Press - 10 common questions employees have about benefit options For advisers, “in order to ensure customer success and retention, [they] need to help employees understand the answers to these common questions,” says Zane Benefits President and CEO Rick Lindquist. “When employees don't understand their benefit options, many don't enroll in the benefit and the result is sub-optimal utilization … Low benefit utilization is the enemy of a successful renewal and a long-term client.” https://images.squarespace-cdn.com/content/v1/5bc34b84c2ff6106723db075/1539901567354-TJC682ZPI1WILN0QW3BE/How+to+Communicate+Changes+in+Health+Insurance+To+Your+Employees.PNG Press - How to Communicate Changes in Health Insurance To Your Employees In the book The End of Employer-Provided Health Insurance: Why It's Good for You, Your Family, and Your Company (Wiley, 2015,) authors Paul Zane Pilzer and Rick Lindquist offer tips for getting the most out of individual health care plans. 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